Terms of Use Your User Obligations

Introduction

Welcome to ai.monetrum.com (“Monetrum AI”, “we”, “our”, or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, platform, applications, AI trading tools, and all related services (collectively, the “Services”).

By accessing or using the Services, you (“User”, “you”, “your”) agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must stop using the Services immediately.

1. Eligibility

1.1 You must be 18 years or older and capable of entering a legally binding contract.

1.2 You may not use our Services if prohibited by the laws of your jurisdiction.

1.3 You agree that the information you provide to Monetrum AI is accurate, complete, and current at all times.

2. Account Registration

2.1 To access certain features, you must create an account.

2.2 You are responsible for maintaining the confidentiality of your login credentials.

2.3 You agree to notify us immediately of any:

• Unauthorized access
• Breach of security
• Suspicious activity on your account

2.4 Monetrum AI reserves the right to suspend or terminate accounts for any violation of these Terms.

3. Description of Services

3.1 Monetrum AI provides AI-powered tools for:

• Market analysis
• Automated insights
• Strategy optimization
• Portfolio analytics
• Educational content

3.2 Monetrum AI does NOT guarantee profits, returns, or financial results.

3.3 The platform is not a financial advisor, and all tools should be used for informational and educational purposes only.

4. User Responsibilities

You agree NOT to:

• Use the Services for illegal, deceptive, or harmful activities
• Circumvent any technological protection measures
• Share, resell, or sublicense your account
• Upload malicious software or harmful content
• Interfere with the system’s integrity or performance
• Use automated scripts, bots, or scrapers without authorization

5. Intellectual Property Rights

5.1 All content, design, code, AI models, algorithms, branding, and materials available through the Services are the exclusive property of Monetrum AI.

5.2 You are granted a limited, non-exclusive, non-transferable license to access and use the Services strictly according to these Terms.

5.3 You may not:

• Copy or distribute platform content
• Reverse engineer or disassemble software
• Repurpose AI outputs for competing products
• Use the Monetrum AI brand without written approval

6. Automated and AI-Assisted Trading

6.1 The platform provides access to automated trading options and AI-assisted tools designed to support your market analysis, strategy development, and trading activities. These features may include trade suggestions, risk assessments, strategy optimization, alerts, or optional automated execution settings. They are intended to enhance your trading experience, not replace your decision-making.

6.2 Any AI-assisted or automated functionalities provided through the Services:

• Operate based on algorithms, market data, and probabilistic modeling
• Do not guarantee accuracy, profitability, or performance
• Are provided on an “as-is” and “as-available” basis
• Should not be considered financial, investment, or professional advice
• Require user oversight, configuration, and ongoing monitoring

6.3 When enabling automated or AI-assisted tools, you remain fully responsible for all trading outcomes, including any trades executed automatically under settings you selected, configured, or activated.

6.4 By using these features, you acknowledge and accept that all trading involves risk and that you, not Monetrum AI, are responsible for evaluating and managing any actions taken through AI-assisted or automated systems.

7. Risk Disclosure

7.1 Trading, investing, and market participation involve significant financial risk, including possible loss of capital.

7.2 Past performance is not indicative of future results.

7.3 Monetrum AI does not control or guarantee:

• Market conditions
• Price movements
• Execution outcomes
• Third-party brokerage services

7.4 You assume full responsibility for your investment decisions.

8. Payments & Subscription

8.1 Certain features of the platform may require the purchase of paid subscriptions, credits, or one-time access passes. All payments must be made manually by the user at the time of purchase.

8.2 All payments are:

• Final
• Non-refundable
• Charged only once per manual purchase
• Processed according to the plan or subscription you select

8.3 Subscription plans, credit packs, or premium features do not renew automatically. You will not be charged again unless you manually purchase or renew a service.

8.4 Monetrum AI does not apply hidden fees, maintenance charges, automatic billing, or recurring payments. The price you see at checkout is the final price for that specific purchase.

8.5 Monetrum AI may adjust pricing or modify available plans in the future. Any changes will be communicated through the website, platform notifications, or email prior to taking effect and will never result in an automatic charge.

9. Connect Wallet Feature

9.1 Users may connect compatible cryptocurrency wallets for balance tracking, trading, or AI-assisted interactions.

9.2 By connecting a wallet, you acknowledge:

• You are solely responsible for wallet security, private keys, and authentication
• Monetrum AI does not have access to your private keys and cannot recover lost funds
• All blockchain transactions are final and irreversible, and Monetrum AI is not liable for user errors or network issues

9.3 Use only wallets and networks compatible with Monetrum AI and follow platform instructions.

9.4 Monetrum AI is not responsible for transaction speed, network reliability, or confirmations.

9.5 You accept all risks associated with wallet connection, blockchain interactions, and fund management.

10. Third-Party Services

10.1 The platform may integrate with third-party APIs, brokers, or data providers.

10.2 Monetrum AI is not responsible for the performance, content, or actions of third-party services.

10.3 Use of third-party services is subject to their own terms.

11. Privacy & Data Use

11.1 We collect, store, and use your data according to our Privacy Policy.

11.2 Data may be used for:

• User authentication
• Security monitoring
• Platform improvement

11.3 We may share data only with verified service partners necessary for platform operation.

12. Disclaimers and Limitations

12.1 Services are provided “as-is” and “as-available” without warranties.

12.2 Monetrum AI does not guarantee:

• Accuracy of analytics
• Platform uptime or error-free operation
• Trading results or profitability

12.3 Liability is limited to the amount paid in the last 30 days, and Monetrum AI is not liable for indirect, incidental, or consequential damages.

13. Termination

13.1 Monetrum AI may suspend or terminate your access if you:

• Violate these Terms
• Pose a security threat
• Engage in fraudulent or harmful activity

13.2 Upon termination, all rights under these Terms cease immediately.

14. Governing Law

These Terms are governed by the laws of the State of Dubai, without regard to conflict of law principles. All disputes shall be resolved exclusively in the courts of Dubai, UAE.

15. Changes to Terms

Monetrum AI may update these Terms at any time.
Changes become effective immediately upon posting.
Continued use of the Services constitutes acceptance of updated Terms.

16. Contact Information

For questions regarding these Terms, contact:

Monetrum AI Legal Department
Email: legal@monetrum.com
Website: ai.monetrum.com